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To claim or not to claim Hand it over to us

We understand that the process of insurance can be confusing. Everybody has to have it, but how exactly does it work? We want to help you as much as possible through this. While we’ll also assist you through every step, we’ve created The BBR Insurance Process to help you get a better idea beforehand.

The BBR Insurance ProcessWe will guide you through the process

No, the accident was not my fault

Then you have three options

Go through your own insurance

You will have to pay excess and allow your insurance company to claim that and any other losses back.

The accident was not your fault, and you’re claiming through your own insurance company.

You will have to pay your excess, and your insurance company will look to claim that and other losses back. Once given authority, we will get you booked in for repairs.

Go through insurance of the guilty party

This won’t effect your no claims bonus and you won’t have to pay your excess.

The accident was not your fault, and you’re claiming through the insurance of the guilty party.

This won’t affect your no claims, and you won’t have to pay your excess. Once given authority, we will get you booked in for repairs.

Settle Privately

This won’t effect your no claims bonus and you won’t have to pay your excess.

The accident was not your fault, and you’ve given the third party the option to pay privately.

We will estimate the repair costs. When the thid party is happy to proceed, they can either pay us or you. We will then proceed get you booked in for repairs.

Yes, the accident was your fault

Then you have two options

Pay for the repairs yourself

The accident was your fault, and you’re paying for the repairs yourself.

We will estimate the most effective deal that we can give you, and proceed to get you booked in for repairs.

Or go through your own insurance?

The accident was your fault, and you’re claiming through your own insurance company.

We will help you through the insurance process. You will need to pay your excess, and once we obtain authority, we will get you booked in for repairs.

What to do next?

Call us on 01527 576089 today or complete the request a quote form below

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